Rev. February 2015

 

   FACTS

WHAT DOES QUEEN CITY MOTORS

DO WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

n   Social Security number

n   Account balances and transaction history

n   Credit history and credit scores

n   Income

n   Payment history

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Queen City Motors chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Queen City Motors share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

 

Yes

 

 

No

For our marketing purposes—

to offer our products and services to you

 

Yes

 

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—

information about your transactions and experiences

 

Yes

 

No

For our affiliates’ everyday business purposes—

information about your creditworthiness

 

Yes

 

Yes

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

Yes

Yes

  

Questions

Call (301) 777-8588 or go to http://www.queencitymotorsonline.com/

 

Who we are

Who is providing this notice?

Queen City Motors,  for itself and for VinSolutions, Inc.

 

What we do

How does Queen City Motors

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Queen City Motors

collect my personal information?

We collect your personal information, for example, when you

n  Give us your contact information

n  Open an account

n  Apply for financing

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

n  affiliates from using your information to market to you

n  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n  Queen City Motors does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

n  Nonaffiliates we share with can include automotive lenders, loan brokers, dealership software providers, and direct marketing companies

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n  Queen City Motors doesn’t jointly market.

Other important information